5.9 million low income productive people and minimum wage families cannot access microfinance through providers because of long procedures and inaccurate feasibility studies. In addition to this, providers are also unable to effectively follow up with their clientes.

The poverty rate in Sudan exceeds 46.5% of the population, and the economic and living conditions in the country are witnessing a significant deterioration due to the heavy legacy left by the previous system of corruption in addition to the global economic deterioration due to the Corona virus pandemic. The crises in productive sectors such as agriculture and manufacturing, which were absorbing thousands of workers, also contributed to the increase in poverty and unemployment and the spread of marginal occupations, especially among recent graduates.

Tjoint facilitates the process of obtaining microfinance by empowering the client through training to manage their project, sharing knoweldge about financing requirements and the most appropriate institutions for their projects, and preparing a feasibility study and evaluation to ensure payment of installments and non-default. We also provide technology solutions to (MFIs, Banks, Corporate, and NGOs) that work in the microfinance field by facilitating procedures and providing loan tracking and follow-up systems with real-time report and analytical performance indicator boards, an accurate statistics and a customer relationship management system integrated with an electronic payment gateway.

5.9 million Low income productive people and minimum wages families cannot access to microfinance provider because of long procedures and wrong feasibility studies in addition to difficulties facing microfinance provider which is the follow up with the clients. In addition to the fact that the poverty rate in the country exceeds 46.5% of the population, and it is worth noting that the economic and living conditions in the country are witnessing a significant deterioration due to the heavy legacy left by the previous system of corruption in addition to the global economic deterioration due to the Corona pandemic.

The crises of productive sectors such as agriculture, industry and manufacturing industries, which were absorbing thousands of workers, also contributed to the increase in poverty and unemployment, and the spread of marginal occupations, especially among recent graduates.

Tjoint facilitate the process of obtaining it by empowering the client through the necessary training to manage the project, knowing the financing requirements and the most appropriate institution for their projects, and preparing a feasibility study and evaluation to ensure payment of installments and non-default.

We also provide technology solutions to (MFIs, Banks, Corporate, and NGOs) that work in the microfinance field by facilitate the procedures and providing loan tracking and follow-up systems with real-time report and analytical performance indicator boards, an accurate statistics and a customer relationship management system integrated with an electronic payment gateway.